Banking as a Service
Bank your own operation. The float revenue stays with you.
Companies that already move their own volume do not need to hand settlement — and the revenue it generates — to a third party. Livex operates the rails, compliance and custody; the account, the brand and the float stay in your operation.
Why bank your operation
Money sitting in your operation is already a revenue line.
- 01
Float as your own revenue
Funds in transit within your operation start earning for your company, instead of for the payment provider.
- 02
Your brand at the end of the line
Account, statement and receipt carry your brand. The end client stays yours, from onboarding to settlement.
- 03
Without building an institution
Licensing, compliance and the connection to settlement systems stay with Livex. You run the product, not the infrastructure.
What Livex delivers
The whole banking layer, under your brand.
| Capability | What it covers |
|---|---|
| Accounts | Opening and maintenance of accounts for your clients, under your brand. |
| Payments | Inbound and outbound in local and international currency, over Livex corridors. |
| Settlement | Auditable reconciliation and proof per operation. |
| Compliance | KYC, KYB and monitoring conducted by the Livex desk. |
| Float | Management of the balance in transit, with revenue attributed to your operation. |
Who it fits
Operations that already have volume and their own clients.
Marketplaces and platforms
Operations intermediating payment between both sides that today hand settlement to a third party.
Recurring receivables
Companies with a relevant balance in transit between collection and payout to the supplier.
Groups with multiple entities
Structures that today reconcile across different banks, with no single view of cash.
Let us design the model with your operation's numbers.
The conversation starts with the balance in transit and your current settlement design. From there, the float model and the scope of the banking layer are built together with your team.
We respond within 2 business hours.